金融英语听力 30.提供托收项目

[00:00.00]Placing an Item for Collection
[00:01.36]提供托收项目
[00:02.72]Situation 30
[00:03.89]情景 30
[00:05.07]Chris Morris wants to cash a check his mother sent him for his birthday .He is talking to the collections clerk at the First National Bank.
[00:10.66]克里斯·莫里斯想兑换一张他母亲为庆祝他的生日寄来的支票，他正与第一国民银行的负责托收的职员谈话。
[00:16.25]Morris:I wanted to cash this check from my mother ,but the teller told me to bring it here.
[00:18.85]莫里斯：我想把我母亲寄给我的这张支票兑现，出纳员让我把支票交到这里。
[00:21.45]Clerk:Yes,sir.That's an out-of-town personal check.We wouldn't be able to cash it for you until the proceeds are collected from the drawee bank.
[00:27.23]职员：好的，先生。这是一张外地个人支票，要等到款项从票据付款行取回来以后，我们才能够为您的支票兑现。
[00:33.02]M:Well,how do I cash it then ?
[00:34.49]莫里斯：哦，那么我怎样才能将这张支票兑现呢？
[00:35.97]C:We will accept the endorsed check for collection and notify you as soon as it's paid .
[00:39.24]职员：我们会收到用于取款的已背书的支票。支票被支付后，我们马上就会通知您。
[00:42.50]Do you have any accounts with us ?
[00:43.72]您在我们行里有帐户吗？
[00:44.93]M:No,I don't have any bank accounts yet.I've lived here only a few weeks.I'm going to college here .
[00:48.43]莫里斯：没有，我还没有任何银行帐户呢。我到这里才几个星期，我就要在这里上大学。
[00:51.93]C:Well,if you will please endorse this check and show me some identification ,I'll prepare a collection  receipt for you .
[00:56.08]职员：噢，请您在这张支票背面签字，并让我看一下您的某种身份的证件，我为您准备一张取款收据。
[01:00.24]M:Do I have to pay for this ?
[01:01.22]莫里斯：我必须为此付钱吗？
[01:02.20]C:Yes,sir .We must charge a collection fee of $1.50 if you don't have an account with us.
[01:06.27]职员：是的，先生。如果您在我行没有帐户的话，你就需要支付1.5美元的取款费。
[01:10.35]if you'd like to open an account with the proceeds,there will be no charge.
[01:12.65]如果您愿意用这笔汇款开立一个帐户，你您就不用付钱了。
[01:14.95]M:Yes,I'd better do that.I need an account anyway,so I may as well open one here .
[01:18.42]莫里斯：好的，我最好立一个帐户。无论如何我需要一个帐户为好。
[01:21.89]C;Will you please go to the New Accounts counter to open your account while I fill out your receipt?
[01:24.85]职员：请您到新开帐户柜台去开立您的帐户，同时，我在这里为您填写收据，好吗？
[01:27.80]M:Fine.I'll come back and get the receipt after I make arrangements to open an account .
[01:30.36]莫里斯：好的，等我办理好开立帐戾的事情后，我就回来取收据。
[01:32.92]Thanks very much for all your help.
[01:34.17]非常感谢您的帮助。