2010年的理财计划建议

The turning of the calendar is both arbitrary and powerful. Each day is just another day, but when the year resets we feel like the slate is cleaned and we can begin anew.
日历牌的翻页既随意又意义重大。日子一天天地过去，但新的一年到来时，我们的感觉却是翻开了全新的一页，可以重新开始。

Here are five ideas to help you get a good start for 2010--not just a new year, but the start of a new decade.
以下五点建议可以帮助你2010年有个良好的开端，不只为新的一年，而且为下一个新的10年。

1. Set up a savings plan. 制定攒钱计划

Ever since the financial tsunami swept all before it in September 2008, many people have saved furiously. That's a good thing, but there's a temptation to lose that discipline once the storm clouds start to break.
自2008年9月金融海啸将一切席卷一空以来，很多人都在疯狂地攒钱。这是好事，不过一旦风暴的阴云开始消散，这样的自律就可能丧失。

While the economy remains fragile and many people are still out of work, signs of recovery are becoming more and more apparent. Among your New Year's resolutions include a savings goal that is a function of your regular income, even if it's not a large amount of money. Maintaining the discipline is crucial. The amount of savings can grow over time.
尽管经济依然脆弱，很多人仍待业家中，复苏的迹象却变得越来越清晰。在你的新年决心中，制定一个攒钱的目标，与你的固定收入挂钩，即使攒下的每笔钱并不很多。保持自律非常重要。攒下的钱能随着时间的推移而增长。