2010年的理财计划建议

Last year, rebalancing meant adding to stock exposure after a year of steep stock losses. That notion felt mildly crazy at the time, but it proved wise.
在去年，平衡投资就意味着在一年的股市投资巨亏之后增加股市敞口。当时这种想法感觉有些疯狂，不过事实证明是明智之举。

That's because stocks rallied from the March lows and put in a remarkably strong year. Now, most of us are probably too heavy on the stock side of the equation. Moving some of the money into bonds or even cash to regain balance would be prudent.
这是因为股市从3月份低点大幅上涨，一年的涨势都非常强劲。如今，我们大部分人的投资或许都过于偏重股票。把投资股市的一部分钱用于债市甚至是持有现金，以恢复投资平衡，这会是一种谨慎的做法。